Friendly disputes, fitness bets, work milestones. Create a private YES/NO challenge, nominate a Referee, and let M-Pesa handle the payout automatically — fairly and transparently.
🔐
Got an Invite Code? Join a Challenge
A friend challenged you. Enter the 6-digit code from their WhatsApp message to join and stake your side.
Awaiting Your Judgment
Past Rulings
No completed rulings yet. You'll appear here once you resolve a challenge.
Create a Social Challenge
Private · 5% forecasting fee · Max KES 20,000 · Min KES 20
Must be a registered CheckRada user
Each stakes
KES
KES 20 minKES 20,000 max
Total poolKES 1,000
Forecasting fee (5%)KES 50
Winner receivesKES 950
If tie: each refunded KES 490 (KES 10 processing fee each)Dispute fee: 15%
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Referee
⏱️
Timer
🤝
Mutual
Referee: A trusted third party (must be a registered CheckRada user) who judges the outcome. Only the Referee can release funds — no collusion possible. Referee earns no fee but builds their Integrity Score.
Referee must be a registered CheckRada user. They will receive an SMS nomination alert.
Peer-to-Peer Escrow · Funds held securely until resolution · By creating you agree to CheckRada Social Escrow Terms
🎉
Challenge Created! Share the Code.
Your stake has been locked. Share the invite code or link with your opponent — they must stake their side before the challenge is live.
Settle the challenge fairly. Your ruling is final.
The Challenge
Question here
⚖️ Your ruling is irreversible. Winner takes the full pool minus 5% platform fee. If you select "Tie", both parties are refunded minus a KES 10 processing fee each. If dispute is escalated to admin, the dispute fee increases to 15%.
🔔 Notifications
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What would you like to do?
◈
Forecast a Market
Pick YES or NO on any open market. Win KES when you're right.
🤝
Create a Social Challenge
Challenge a friend privately. Stake KES 20–20,000.
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Submit Multi-Forecast
0 markets queued.
📋 Multi-Forecast
Each forecast is independent — one wrong call does not affect the rest
No forecasts queued. Tap "+ Multi" on any market card.
Total stakeKES 0
Fees (5% each)KES 0
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Forecaster
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🎁 Refer a Friend
Your Referral Code
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How it works
📤
Share your code
🧑🏾
Friend signs up & deposits
🎁
You both get bonus KES
0
Referred
KES 0
Earned
0
Pending
No referrals yet. Share your code to start earning.
Bonus balance must be staked before withdrawal.
Programme subject to availability.