Friendly disputes, fitness bets, work milestones. Create a private YES/NO challenge, nominate a Referee, and let M-Pesa handle the payout automatically — fairly and transparently.
🤝
Create a Social Challenge
Private · 5% forecasting fee · Max KES 20,000 · Min KES 20
1 Challenge · KES 0 total
Wallet: KES 0M-Pesa: KES 0
⚖️
Referee
🤝
Mutual
Referee: A trusted third party (must be a registered CheckRada user) who judges the outcome. Only the Referee can release funds. Referee earns no fee but builds their Integrity Score.
Referee must be a registered CheckRada user. They will receive a nomination alert.
Shown on the challenge card instead of your display name. Leave blank to use your name.
⚠️ 5% fee applies if: a friend doesn't accept — or if you cancel before they do. This fee is non-refundable.
Peer-to-Peer Escrow · Funds held securely until resolution · By creating you agree to CheckRada Social Escrow Terms
🎉
Challenge Created! Share the Code.
Your stake has been locked. Share the invite code or link with your opponent — they must stake their side before the challenge is live.
⚖️ As referee, you set up the challenge and judge the outcome. Neither party knows who they are playing against.
1 challenge pair
Shown to both challengers instead of your display name. Leave blank to use your display name.
Neither challenger will know who they are facing until both have staked.
⚖️
Challenges Created!
Both challengers have been notified with the code.
🔐
Got an Invite Code? Join a Challenge
A friend challenged you. Enter the 6-digit code from their WhatsApp message to join and stake your side.
Awaiting Your Judgment
Past Rulings
No completed rulings yet. You'll appear here once you resolve a challenge.
⚖️ Referee Decision
Settle the challenge fairly. Your ruling is final.
The Challenge
Question here
⚖️ Your ruling is irreversible. Winner takes the full pool minus 5% platform fee. If you select "Tie", both parties are refunded minus a KES 10 processing fee each. If dispute is escalated to admin, the dispute fee increases to 15%.
🔔 Notifications
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What would you like to do?
◈
Forecast a Market
Pick YES or NO on any open market. Win KES when you're right.
🤝
Create a Social Challenge
Challenge a friend privately. Stake KES 20–20,000.
📋
Submit Multi-Forecast
0 markets queued.
📋 Multi-Forecast
Each forecast is independent — one wrong call does not affect the rest
No forecasts queued. Tap "+ Multi" on any market card.
Total stakeKES 0
Fees (5% each)KES 0
👤
Welcome to CheckRada
Sign in to start forecasting
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🧑🏾
Forecaster
● KES 0 available
◎My Portfolio›
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🎁Refer a Friend›
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🎁 Refer a Friend
Your Referral Code
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How it works
📤
Share your code
🧑🏾
Friend signs up & deposits KES 100+
🎁
Friend gets KES 100 bonus balance
💰
Friend trades KES 100+ — you earn KES 50
0
Referred
KES 0
Earned
0
Pending
No referrals yet. Share your code to start earning.
Your friend's welcome bonus must be staked before withdrawal. Your own referral reward is real, withdrawable balance from the moment it's credited.
Programme subject to availability.